R&D Insights Blog

The Kashcade blog covers the R&D Tax Incentive (RDTI), non-dilutive startup funding, and financial strategy for Australian founders doing innovative work. Posts draw on our founders experience starting and successfully growing a start-up, the teams collective expertise, and the insights we discover from direct experience funding 250+ Australian R&D companies. Use the categories below to find what you need.

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Kashcade

Since launching in 2022, Kashcade has been featured across Australia's leading business and technology publications - including multiple appearances in the Australian Financial Review, FinTech Australia, Accountants Daily, and Startup Daily.

R&D Advisors
July 2026

The 10-Year Rule Hits Manufacturing Harder Than Biotech

We matched every FY23 RDTI claimant to its age and industry. Manufacturing does 2/3 of its R&D past year 10 - the refund cut hits far more than biotech.

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Start up founders
May 2026

RDTI Reforms: The Numbers Behind Eligibility and Refund Losses

The 2026 Budget reshapes the RDTI. We ran the numbers on who loses eligibility entirely, and who loses their cash refund. Here's what we found.

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Scale up founders
May 2026

ATO RDTI Refund Timelines: What Hundreds of Transactions Reveal

How fast does the ATO pay R&D refunds? We analysed hundreds of returns for timing, reductions and lodgement trends.

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R&D Advisors
March 2026

Capital planning template for founders

Download Kashcade's free 18-month capital planning template for R&D-intensive founders. Map your cash gaps before they become a crisis.

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Start up founders
March 2026

Kashcade’s View on SERD Recommendation: Ambitious Australia Report

Australia's Ambitious R&D report has merit, but adds complexity it aims to fix. Here's what's worth implementing, and what isn't.

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Start up founders
February 2026

Startup Funding 2025: What Founders and CFOs Should Know

Australian start-ups raised $5.4 billion in 2025 - up 31% year-on-year, the third-largest funding year on record.

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Scale up founders
February 2026

DISR's Note on R&D Loans: Kashcade’s Response

DISR has cautioned companies about borrowing against R&DTI refunds. Here's how Kashcade approaches eligibility risk — and what advisors should know.

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R&D Advisors
January 2026

How Founders Can Boost Their R&D Tax Refund by 35% In One Financial Year

Learn how founders boost R&D Tax Incentive refund outcomes by accessing capital early, reinvesting into R&D, and expanding eligible spend in the same year.

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Start up founders
November 2025

What the R&D Tax Incentive Data Reveals about Company Failure Rates

The R&D Tax Incentive data for FY23 reveals that companies claiming the R&D Tax Incentive in FY23 were 8.5x less likely to fail than other businesses

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R&D Advisors
July 2025

Startup Advantage: Why Early-Stage Businesses Are Embracing the RDTI

Discover how the R&D Tax Incentive (RDTI) is helping early-stage startups in Australia fund innovation, reduce risk, and build long-term success.

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R&D Advisors
March 2025

Why You Need Long-Term Financial Planning to Maximise R&D Funding

Maximise your R&DTI refund! Learn why long-term financial planning is crucial for Australian businesses to optimize R&D funding and manage cash flow.

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R&D Advisors
March 2025

Is Your Startup Ready for R&D Funding? Key Indicators and Next Steps

Learn if your startup qualifies for R&D funding. This article covers eligibility criteria, compliance processes, and how to access R&D tax incentives.

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Start up founders
March 2025

5 criteria to meet to be eligible to bring forward your R&D rebate with Kashcade

Access your Australian R&D tax rebate sooner with Kashcade. Learn the 5 key criteria for eligibility to unlock early funding and accelerate your innovation.

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Scale up founders
March 2025

Unlocking Growth: How R&D Loans Fuel Business Innovation

Beyond quick cash: R&D loans are a strategic tool for business growth in Australia. Learn how to align R&D funding with your goals in this blog!

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Scale up founders
February 2025

The R&D Tax Incentive: What R&D advisors think you should know in 2025

Navigate the evolving 2025 R&D Tax Incentive. Understand eligibility, compliance, and how Kashcade can help you avoid common pitfalls. Read this guide today

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Scale up founders
January 2025

The Role of Private Equity and Venture Capital in R&D Financing

Private equity & venture capital for R&D in Australia. Learn funding strategies, market trends, and how to secure investment from Kashcade.

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Scale up founders
January 2025

The Struggle to Innovate: Navigating the Harsh Realities of R&D Funding for Startups

Learn how slow turnarounds and rigid processes hinder startup innovation. Explore Kashcade's fast, equity-free funding for SaaS and R&D-intensive startups.

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Start up founders
January 2025

The Definitive Guide to Understanding and Calculating Net Cash Flow

Is your business profitable? Net cash flow secrets investors crave. Clear calculations, trend analysis, & Kashcade's alternative funding for growth.

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Start up founders
January 2025

Ultimate Guide to Calculating Your Cost of Capital & Making Growth-Driven Decisions

Overpaying for growth? Discover cost of capital & make decisions that transform. This guide unlocks hidden funding insights for better business strategy.

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Start up founders
January 2025

The R&D Advantage: Maximising Pre-Money and Post-Money Valuations

For Australian startup founders: Understand how R&D impacts pre & post-money valuations and explore non-dilutive funding options like R&D tax incentive loans.

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Start up founders
November 2024

Supercharging Australia's Future: The Transformative Power of R&D Funding

Learn how R&D funding impacts Australian businesses and communities - from job creation to medical advancements. See real-world examples.

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Start up founders
May 2024

How to find the right R&D tax incentive advisor for your start-up

Find the right R&D tax advisor for your startup. In this blog, learn key selection criteria and advisor types.

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Start up founders
November 2023

5 reasons for SaaS start-ups to apply for funding before the festive season

Get your SaaS funding sorted before the rush. Set up 2024 for success, and actually enjoy the break. Kashcade's got your back.

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Start up founders
November 2023

How to build a successful start-up team: key strategies for structuring your company

Build a killer startup culture. We'll show you how. And Kashcade? We'll fund your growth.

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Start up founders
October 2023

The importance of R&D funding in driving innovation

Why R&D funding matters: economic growth, future competitiveness, & solving global issues. See Australia's innovation successes & tax support.

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Start up founders
September 2023

Non-dilutive financing trends in 2023 and beyond

Future of funding: non-dilutive trends for startups. From personalised loans to blockchain, see how to grow & innovate without losing equity.

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Start up founders
September 2023

Power your sales and marketing with non-dilutive finance

Struggling with marketing budgets? Fuel growth without losing control. Learn how non-dilutive finance powers sales, talent, & campaigns. Act now!

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Start up founders
August 2023

Non-dilutive financing: 6 alternative funding options for start-ups

Explore 6 non-dilutive funding options for startups: grants, loans, crowdfunding, invoice & revenue-based financing. Grow without equity.

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Start up founders
June 2023

Do you know these key customer metrics and how to improve them for your start-up?

Key startup metrics explained: LTV, CAC, churn, & retention. Learn how to calculate them, understand what they mean, and improve your business's performance.

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Start up founders
March 2023

Working out the cost: non-dilutive Vs equity capital

Equity vs. non-dilutive capital: Which is cheaper? See how a $1.5m ARR startup could save over $1.7m by choosing non-dilutive funding.

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Start up founders
February 2023

Behind the scenes: how non-dilutive capital providers consider whether to fund a start-up

How non-dilutive capital providers evaluate startups: Get practical insights into customer, revenue, efficiency, and runway metrics that impact funding approval

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Start up founders
November 2022

Why to raise non-dilutive capital with plenty of runway

Why raise non-dilutive capital with runway? Kashcade explains the benefits for startups and offers a tech-driven solution to simplify the funding process.

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Start up founders
August 2022

Just in time capital for founders: a more efficient, less stressful fundraising strategy

Why is traditional fundraising costly? This article explains 'just in time' capital, enabling founders to access funds quickly and lower capital costs.

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FY23 RDTI Analysis

Kashcade's annual R&D research report. Free to download.

Free tools and reports

  • Funding calculator

  • Capitol planning template

  • Case studies

  • RDTI Research reports