Capital planning template for founders

Your next raise may take
twice as long as you think.

The recently released State of Australian Start-up Funding 2025 shared that the average time from first investor conversation to receiving capital has doubled - from six months to twelve.

The founders who navigate this best are the ones who have mapped every cash inflow against every milestone, and identified the gaps before they become emergencies. We've created a template that does it for you.

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What the template walks you through

The 18-month capital planning framework is built specifically for R&D-intensive founders. The template will guide you through six steps to stress-test your capital position before it becomes urgent.

For R&D-intensive founders, it compounds

The twelve-month equity timeline does not sit in isolation. It stacks on top of every other cash timing mismatch in your business: your RDTI refund arriving months after financial year end, grant milestone payments in arrears, large customer contracts with 60-day payment terms.

These are not signs of a poorly run business. They are structural features of capital-intensive innovation. But they compound quickly into a cash crisis if you have not mapped them deliberately.